SBA Microloan Program
Offered by U.S. Small Business Administration / intermediary lenders
Government Active
Key details
- Award range
- Up to $50,000 (average around $13,000)
- Business stage
- Startup
- Industry
- Small Business
- Location
- United States
- Last checked by BTV
- August 5, 2026
About this program
<p>The Microloan program provides loans up to $50,000 through nonprofit community lenders, targeting startups, underserved founders, and businesses too small for bank credit.</p><p>Intermediaries pair capital with required business training and technical assistance — often the more valuable half of the program for first-time owners.</p><p>Official source: <a href="https://www.sba.gov/funding-programs/loans/microloans" rel="noopener nofollow" target="_blank">https://www.sba.gov/funding-programs/loans/microloans</a>. Program terms, deadlines, and award amounts change — always verify directly with the administering organization before applying. BTV lists this program for informational purposes and is not affiliated with the provider. Beware of third parties charging fees to "unlock" government grants; official program information is free.</p>
Eligibility
Small businesses and certain nonprofit childcare centers; delivered through nonprofit community-based intermediary lenders, which also provide technical assistance.
How to apply
Apply directly through the program's official channels. BTV does not process applications and never charges for grant information.
Avoid grant scams: legitimate government and foundation grants never require an upfront fee, gift cards, or your full banking credentials to apply. Only apply through the official links above. If someone contacts you claiming to "guarantee" this grant for a fee, report it via our
contact page.
BTV has flagged this program's scam-risk status as low — use extra caution.
Stay on top of funding
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Program details are compiled from the provider's published materials and were last checked on August 5, 2026. Terms, deadlines, and award amounts may change without notice — always confirm on the official program page before applying.